Privacy Policy – Finance Swami
Your privacy is important to us. This Privacy Policy explains how Finance Swami collects, uses, and protects your personal information when you visit our website. By using this site, you consent to the data practices described in this policy.
Information We Collect
We collect personal information you voluntarily provide, such as your name, email address, and any messages submitted through contact forms. We also collect non-personal data such as IP addresses, browser type, and website usage analytics.
How We Use Your Information
We use your information to:
Comply with legal obligations
Provide and improve our services
Respond to inquiries and customer support requests
Send newsletters and marketing materials (if opted in)
Analyze website usage to improve user experience
Cookies & Tracking Technologies
Finance Swami uses cookies to enhance user experience. You can choose to disable cookies through your browser settings, but this may affect website functionality.
Third-Party Services & Links
We may use third-party services (e.g., Google Analytics, affiliate programs, payment processors) that collect and process user data. We are not responsible for the privacy policies of these external websites.
Data Protection & Security
We implement security measures to protect your personal information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
GDPR & CCPA Compliance
Under the GDPR, if you are an EU resident, you have the right to access, update, or request deletion of your personal data. Under CCPA, California residents can request disclosure of collected data and opt out of data sharing.
Your Rights & Choices
You may opt out of email marketing communications at any time by clicking the “unsubscribe” link in emails. If you wish to request access or deletion of your personal data, contact us through our Contact Page.
Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated “Last Modified” date.
How Long We Retain Your Data
We retain your personal data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. If you request data deletion, we will securely remove your data, unless retention is legally required for tax, legal, or compliance obligations.
Legal Basis for Processing Your Data
We process your personal data based on one or more of the following legal grounds:
Legal Compliance: When required to comply with legal obligations (e.g., tax laws, fraud prevention).
Consent: When you provide explicit consent (e.g., subscribing to our newsletter).
Contractual Necessity: When processing is required to fulfill a contract with you.
Legitimate Interests: When processing is necessary for our legitimate interests (e.g., improving website functionality).
International Data Transfers
Finance Swami is based in the United States. If you are accessing our website from outside the U.S., your information may be transferred and stored on servers located in the U.S. or other jurisdictions that may have different data protection laws. We ensure that any data transfers comply with applicable laws and that your information remains secure.
Children’s Privacy
Finance Swami is not intended for children under the age of 13. We do not knowingly collect personal information from minors. If we discover that a child under 13 has provided us with personal data, we will delete it immediately. If you believe a child has submitted information, please contact us through our Contact Page.
California Privacy Rights (CCPA & CPRA Compliance)
If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):
- Right to Know – Request a copy of the personal data we collect about you.
- Right to Delete – Request the deletion of your personal information.
- Right to Opt-Out – Opt-out of data sharing and targeted advertising.
- Right to Non-Discrimination – We will not deny services based on your privacy choices.
To exercise any of these rights, please contact us through our Contact Page.
Do Not Track (DNT) Signals
Your browser may allow you to enable a “Do Not Track” (DNT) setting. Finance Swami does not currently respond to DNT signals, as there is no industry standard for how websites should react to these signals. However, we respect your privacy and provide options to opt-out of data tracking via our Cookie Policy.
Nevada Privacy Rights
If you are a Nevada resident, you may request that we not sell your personal information. Finance Swami does not sell personal data. However, if you wish to make a request regarding future data sales, please contact us through our Contact Page.
Data Processing & Storage in the United States
Finance Swami is operated and hosted in the United States. If you are accessing our website from outside the U.S., your personal data may be transferred and stored on servers in the United States. By using this website, you consent to this transfer and acknowledge that U.S. privacy laws may differ from those in your country.
Contact Information
For any privacy-related questions, please contact us through our Contact Page.