Disclaimer – Finance Swami
The information provided on Finance Swami is for educational and informational purposes only. We do not offer financial, legal, or tax advice. Your use of this site constitutes your acceptance of this disclaimer. If you do not agree with any part of this disclaimer, please discontinue using Finance Swami immediately.
No Professional Advice Disclaimer
All content on Finance Swami is for informational purposes only. It should not be interpreted as financial, investment, legal, or tax advice. You should consult a qualified financial professional before making any financial decisions.
No Guarantees of Financial Outcomes
Finance Swami does not guarantee financial success, investment returns, or specific outcomes from implementing the strategies discussed on this site. Your financial success depends on personal factors, market conditions, and external variables beyond our control.
Affiliate & Sponsored Content Disclosure (FTC Compliance)
Finance Swami participates in affiliate programs, meaning we may earn commissions if you purchase products through affiliate links. These commissions come at no additional cost to you. We only recommend products we trust and believe in. Sponsored content will always be clearly disclosed.
External Links & Third-Party Content
Finance Swami may link to third-party websites for additional information. We do not control or endorse their content, accuracy, or policies and are not responsible for any damages arising from their use.
Liability Limitation
Under no circumstances shall Finance Swami, its owners, or contributors be liable for any direct, indirect, incidental, or consequential damages resulting from the use of this website.
No Fiduciary or Financial Advisor-Client Relationship Disclaimer
Finance Swami provides educational and informational content related to personal finance, investing, and money management. Your use of this website does not create a financial planner, investment advisor, tax consultant, or legal professional-client relationship between you and Finance Swami.
We do not provide personalized financial, investment, tax, or legal advice. You are responsible for consulting with a licensed professional before making any financial decisions.
Earnings & Investment Disclaimer
Finance Swami makes no representations or guarantees that any user of this website will achieve specific financial results. Investment and personal finance decisions involve risk, and past performance is not indicative of future results.
Any investment, savings, or wealth-building strategy discussed on this site is purely for educational purposes and should not be taken as investment advice. Users should conduct their own due diligence and consult with professional financial advisors before making investment decisions.
Third-Party Advertisements & Sponsored Content (For Ad Networks & Affiliate Links)
Finance Swami may display third-party advertisements, sponsored content, and affiliate links. We do not control or endorse any third-party products, services, or websites that may be linked through advertisements or affiliate programs.
By clicking on an affiliate link, you acknowledge that Finance Swami may receive a commission at no additional cost to you. We only recommend products and services that align with our values, but we are not responsible for any purchases or user experiences with third-party providers.
Digital Millennium Copyright Act (DMCA) & Content Protection
All content published on Finance Swami, including articles, videos, graphics, and images, is protected under the Digital Millennium Copyright Act (DMCA) and other applicable copyright laws. Unauthorized reproduction, distribution, or modification of content from this site without express written permission is strictly prohibited.
If you believe that any content on Finance Swami violates copyright laws or infringes upon your intellectual property rights, please contact us with supporting evidence for prompt review and resolution.
Website Downtime & Technical Errors Disclaimer
Finance Swami does not guarantee that this website will be available at all times or free from errors, technical failures, or disruptions. We reserve the right to modify, suspend, or discontinue any part of the website at any time without notice.
Users agree that Finance Swami shall not be held liable for any technical issues, interruptions, or data losses resulting from site maintenance, hosting provider errors, or external cyber threats.
Governing Law & Jurisdiction (Texas, U.S.)
These Disclaimers shall be governed by and construed in accordance with the laws of the State of Texas, United States, without regard to its conflict of law principles.
Any disputes arising from the use of Finance Swami shall be subject to the exclusive jurisdiction of the state and federal courts of Texas, United States. Users agree to waive any objections to venue, forum, or jurisdiction related to such disputes.
Compliance with GDPR, CCPA, & Global Privacy Laws
Finance Swami does not directly collect personally identifiable data without consent. By using this website, users agree to our Privacy Policy, which outlines how we process, store, and protect user data.
European Union (EU) residents under GDPR have the right to access, modify, or delete their personal data upon request. Similarly, California residents (CCPA) may request disclosure of collected data and opt out of data sharing.
For full details on how we handle personal information, please review our Privacy Policy.
YouTube & Social Media Links Disclaimer
Finance Swami provides links to our official YouTube channel and social media pages (YouTube, Facebook, Instagram, Twitter/X, LinkedIn).
By clicking on these links, you acknowledge that you are leaving Finance Swami and accessing third-party platforms that have their own privacy policies, terms, and data collection practices. We do not control or take responsibility for their policies or actions.
Additionally, videos on our YouTube channel may contain affiliate links or sponsorships, which will be disclosed in the video descriptions. Any views, comments, or third-party content on our social media pages do not necessarily reflect the opinions of Finance Swami.
Finance Swami is not affiliated with or endorsed by YouTube, Facebook, Instagram, LinkedIn, or Twitter/X. Any issues related to these platforms must be addressed with their respective customer support teams.
Changes to These Terms
Finance Swami reserves the right to update or modify these Terms and Conditions at any time without prior notice. Any changes will be effective immediately upon posting. Your continued use of the website after updates constitutes acceptance of the revised terms.
For any questions regarding these Terms, please contact us through our Contact Page.
Updates & Contact Information
We reserve the right to update this disclaimer at any time without notice. If you have any questions, contact us through our Contact Page.